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Work With Kath· Maya Shared Wallet 0 of 11 picked
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Maya Shared Wallet: Prototype Plan

Pick A, B or C for each part. Add notes if you want. Everything saves on its own.

  1. 1Pick here
  2. 2I build it
  3. 3We check it against your doc
  4. 4We animate it

Not affiliated with Maya Philippines. All amounts are placeholders.

What You'll Get

Your doc's goal: a web-based simulation to present in the defense.

A simulation, not a real app. No real money and no Maya login.

1

The live simulation

A Maya phone in the browser, built from your picks.

2

Demo stories

One guided story per feature. Press Next.

3

Doc check

Every bullet in your doc, matched to its screen.

The Whole Prototype

01

Stage

From your doc's note: what if gumawa tayo ng web-based simulation para may maipresent tayong prototype in actual defense

A

Phone only

@username0 XP
WalletSavingsSharedCredit
₱5,500.00
Maya Get TogetherSplit equally
Pay with QRMaya Card
Paid via Maya QRSplit equally · ₱300 each
−₱1,200.00
Member A owes Member B ₱100.00
IOU · Accounts Payable

Looks most like the real app. You explain the logic out loud.

B

Phone + explainer

Recommended
@username0 XP
WalletSavingsSharedCredit
₱5,500.00
Maya Get TogetherSplit equally
Pay with QRMaya Card
Paid via Maya QRSplit equally · ₱300 each
−₱1,200.00
Member A owes Member B ₱100.00
IOU · Accounts Payable
Step 2 of 5Member A is ₱100 shortMember B has the highest balance, so the ₱100 comes from Member B. An IOU is logged.Next

The phone, plus a side note on what just happened.

C

Desktop web app

More room, but Maya is a phone app.

02

Where It Lives in Maya

A

Its own tab

Recommended
@username0 XP
WalletSavingsSharedCreditLoans
₱184,426.00
Across 4 shared wallets
Cash inNew wallet
Maya Get Together4 members
₱5,500.00
Maya Roomies Hub3 members
₱3,986.00
Maya Family Vault4 members
₱18,240.00
Maya Pair2 members
₱156,700.00

Its own tab next to Wallet and Savings.

B

A tile in Services

Services
Cash in
Send money
Bank transfer
Request money
Pay with QR
Secure banking
Credit cards
Easy Credit
Savings
Personal Goals
NewShared Wallet
Personal Loans
Time Deposit Pl...
Wallet cards

Listed with Savings and Personal Goals. Two taps away.

C

Under Savings

@username0 XP
WalletSavingsCreditLoansCards
₱12,500.00
Total savings
DepositTransfer
MORE WAYS TO SAVE
Time Deposit plus
Save for longer and earn up to 5.5% p.a.
Personal Goals
Set a short-term goal and earn up to 8% p.a.
Shared Wallet New
Save and spend with friends, roommates, family or your partner

Inside Savings. Good for goals, odd for bills.

03

Getting Around

A

Wallet list

Recommended
Shared wallets
4 wallets you're in
Maya Get Together4 members
₱5,500.00
Maya Roomies Hub3 members
₱3,986.00
Maya Family Vault4 members
₱18,240.00
Maya Pair2 members
₱156,700.00
New shared wallet

One list of all your wallets.

B

Tabs

Shared wallets
4 wallets you're in
FriendsRoommatesFamiliesPartners
₱5,500.00
Maya Get Together · 4 members
Pay with QRMaya Card
Member A owes Member B ₱100.00
IOU · Accounts Payable. Member A was reminded to settle.
Paid via Maya QRSplit equally · ₱300 each
−₱1,200.00

Tabs to switch fast during the demo.

C

Start by creating one

New shared wallet
Step 1 of 3 · Who's it for?
Maya Get TogetherFor Friends · split as you spend
Maya Roomies HubFor Roommates · bills paid on due dates
Maya Family VaultFor Families · limits and approvals
Maya PairFor Partners · goals and your own split
Next: name it and invite

Starts with creating a wallet. Slower to demo.

04

Demo Flow

A

Scripted stories

@username0 XP
WalletSavingsSharedCredit
₱5,500.00
Maya Get TogetherSplit equally
Pay with QRMaya Card
Paid via Maya QRSplit equally · ₱300 each
−₱1,200.00
Member A owes Member B ₱100.00
IOU · Accounts Payable
Story: Maya Get TogetherMain Host makes the walletPay ₱1,200 via Maya QRMember A is shortMember A settles upNext

Press Next and the next part plays.

B

Free play

@username0 XP
WalletSavingsSharedCredit
₱5,500.00
Maya Get TogetherSplit equally
Pay with QRMaya Card
Paid via Maya QRSplit equally · ₱300 each
−₱1,200.00
Member A owes Member B ₱100.00
IOU · Accounts Payable
You tap Pay, it really pays

Tap anything yourself.

C

Both

Recommended
@username0 XP
WalletSavingsSharedCredit
₱5,500.00
Maya Get TogetherSplit equally
Pay with QRMaya Card
Paid via Maya QRSplit equally · ₱300 each
−₱1,200.00
Member A owes Member B ₱100.00
IOU · Accounts Payable
Story: Maya Get TogetherPay ₱1,200 via Maya QRNextFree play

Story first, free play for questions.

Maya Shared Wallet Suggested Features

Same members and amounts in every option.

05

Maya Get Together (For Friends)

From your doc · 1. Maya Get Together (For Friends)
  • A designated Main Host creates the Shared Wallet and invites members. Each friend gets their own visible sub-account "bubble" displaying their contributed balance.
  • Payments made directly via the Shared Wallet (via Maya QR or Maya Card) are automatically split equally and deducted live from each member's balance.
  • If Member A's balance cannot cover their equal share, the system automatically pulls the remaining amount from Member B (the highest balance holder) and instantly logs an automated IOU ("Accounts Payable") on the dashboard between Member A and Member B, sending a push notification to remind Member A to settle.
A

Bubbles

Recommended
Invite
Maya Get Together
Created by Member C, the Main Host
₱5,500.00
Shared balanceSplit equally
Pay with QRMaya Card
Sub-account bubblesContributed balance
AMember A₱0Owes ₱100
BMember B₱2,600
CMember C₱2,200
DMember D₱700
Paid via Maya QRSplit equally · ₱300 each
−₱1,200.00
Member A owes Member B ₱100.00
IOU · Accounts Payable. Member A was reminded to settle.

Bubbles, with a ring showing each friend's money left.

Doc check · 8 of 8 on screen
  • A designated Main Host creates the Shared Wallet and invites members
  • Each friend gets their own visible sub-account "bubble"
  • displaying their contributed balance
  • Payments made directly via the Shared Wallet (via Maya QR or Maya Card)
  • are automatically split equally and deducted live from each member's balance
  • If Member A's balance cannot cover their equal share, the system automatically pulls the remaining amount from Member B (the highest balance holder)
  • and instantly logs an automated IOU ("Accounts Payable") on the dashboard between Member A and Member B
  • sending a push notification to remind Member A to settle
B

The split

Invite
Maya Get Together
Created by Member C, the Main Host
AMember A₱0
BMember B₱2,600
CMember C₱2,200
DMember D₱700
Paid via Maya QRSplit equally
−₱1,200.00
A
Member A₱200 + ₱100 from Member B
−₱300.00
B
Member B
−₱300.00
C
Member C
−₱300.00
D
Member D
−₱300.00
Member A owes Member B ₱100.00
IOU · Accounts Payable. Member A was reminded to settle.

The payment split comes first.

Doc check · 7 of 8 on screen
  • A designated Main Host creates the Shared Wallet and invites members
  • Each friend gets their own visible sub-account "bubble"
  • displaying their contributed balance
  • Payments made directly via the Shared Wallet (via Maya QR or Maya Card)
  • are automatically split equally and deducted live from each member's balance
  • If Member A's balance cannot cover their equal share, the system automatically pulls the remaining amount from Member B (the highest balance holder)
  • and instantly logs an automated IOU ("Accounts Payable") on the dashboard between Member A and Member B
  • sending a push notification to remind Member A to settle
C

Ledger

Invite
Maya Get Together
Created by Member C, the Main Host
₱5,500.00
Shared balanceSplit equally
Pay with QRMaya Card
A
Member APut in ₱200
₱0.00
B
Member BPut in ₱3,000 · covered ₱100
₱2,600.00
C
Member C · Main HostPut in ₱2,500
₱2,200.00
D
Member DPut in ₱1,000
₱700.00
Member A owes Member B ₱100.00
IOU · Accounts Payable. Member A was reminded to settle.
₱1,200 paid via Maya QR · ₱300 each

A plain list of who put in what.

Doc check · 7 of 8 on screen
  • A designated Main Host creates the Shared Wallet and invites members
  • Each friend gets their own visible sub-account "bubble"
  • displaying their contributed balance
  • Payments made directly via the Shared Wallet (via Maya QR or Maya Card)
  • are automatically split equally and deducted live from each member's balance
  • If Member A's balance cannot cover their equal share, the system automatically pulls the remaining amount from Member B (the highest balance holder)
  • and instantly logs an automated IOU ("Accounts Payable") on the dashboard between Member A and Member B
  • sending a push notification to remind Member A to settle
06

Maya Roomies Hub (For Roommates)

From your doc · 2. Maya Roomies Hub (For Roommates)
  • Dedicated balance pools inside the wallet for Rent, Electricity, Water, and Internet/Subscriptions, etc.
  • Roommates can set automated monthly or bi-weekly auto-debits from their personal Maya Accounts into the shared room sub-accounts.
  • Scheduled utility payments (e.g., Meralco, Maynilad, Globe) execute automatically on due dates directly from the shared pool once all members have contributed their share, preventing late fees.
A

By bill

Recommended
Maya Roomies Hub
For Roommates · 3 members ·
₱3,986.00
In the balance poolsAuto-debit on
Cash inAuto-debit
Balance poolsAdd pool
Rent₱18,000 · paid
Paid
ElectricityMeralco · ₱3,240 ·
ABC
WaterMaynilad · ₱690 ·
ABC
InternetGlobe · ₱1,500 ·
ABC
Subscriptions₱549 ·
ABC
Auto-debits from each personal Maya Account. Paid on due dates once all 3 are in. No late fees.

One row per bill, showing who has paid in.

Doc check · 7 of 8 on screen
  • Dedicated balance pools inside the wallet
  • for Rent, Electricity, Water, and Internet/Subscriptions, etc.
  • Roommates can set automated monthly or bi-weekly auto-debits
  • from their personal Maya Accounts into the shared room sub-accounts
  • Scheduled utility payments (e.g., Meralco, Maynilad, Globe)
  • execute automatically on due dates directly from the shared pool
  • once all members have contributed their share
  • preventing late fees
B

By date

Maya Roomies Hub
For Roommates · 3 members ·
Auto-debit on
SMTWTFS272829302345678910111213141516171819202122232425262728293031
PaidBill dueAuto-debit
Member C's auto-debit
₱1,993.00
Meralco · scheduled payment
₱3,240.00
Maynilad
₱690.00
and Globe and subscriptions
₱2,049.00

A calendar of debits and due dates.

Doc check · 2 of 8 on screen
  • Dedicated balance pools inside the wallet
  • for Rent, Electricity, Water, and Internet/Subscriptions, etc.
  • Roommates can set automated monthly or bi-weekly auto-debits
  • from their personal Maya Accounts into the shared room sub-accounts
  • Scheduled utility payments (e.g., Meralco, Maynilad, Globe)
  • execute automatically on due dates directly from the shared pool
  • once all members have contributed their share
  • preventing late fees
C

By person

Maya Roomies Hub
For Roommates · 3 members ·
₱7,993.00
Each person's share in
My auto-debitCash in
A
Member AMonthly · paid
All in
B
Member BMonthly · paid
All in
C
Member CBi-weekly · rent, bills
₱6,000 on · ₱1,993 on
Pools
Rent · PaidElectricityWaterInternetSubscriptions
Auto-debited from each personal Maya Account.

One row per roommate and their auto-debit.

Doc check · 5 of 8 on screen
  • Dedicated balance pools inside the wallet
  • for Rent, Electricity, Water, and Internet/Subscriptions, etc.
  • Roommates can set automated monthly or bi-weekly auto-debits
  • from their personal Maya Accounts into the shared room sub-accounts
  • Scheduled utility payments (e.g., Meralco, Maynilad, Globe)
  • execute automatically on due dates directly from the shared pool
  • once all members have contributed their share
  • preventing late fees
07

Maya Family Vault (For Families)

From your doc · 3. Maya Family Vault (For Families)
  • Parents act as Wallet Administrators while dependents (children/elderly parents) are assigned customized roles with individual daily spending limits.
  • Every family purchase triggers instant real-time notifications for the Admin, showing who spent what and where.
  • Allows members to request immediate fund releases for unbudgeted medical or urgent expenses, approved with one tap by the Admin.
  • Automatically aggregates overall household spending into monthly visual breakdowns (Grocery, Utilities, Education, Healthcare) to help families manage their monthly household budget together.
A

Feed first

Recommended
Maya Family Vaultnow

Member C spent ₱85.00 on snacks at a grocery store.

Maya Family Vault
For Families · You're a Wallet Administrator
Fund release request · ₱1,850.00
Member D · unbudgeted medical expense
DeclineApprove
LiveToday
C
Member C · GroceryGrocery store ·
−₱85.00
D
Member D · HealthcarePharmacy ·
−₱420.00
B
Member B · UtilitiesMeralco ·
−₱2,300.00
Household spending · ₱25,500.00
Breakdown

Request on top, live spending below.

Doc check · 4 of 9 on screen
  • Parents act as Wallet Administrators
  • while dependents (children/elderly parents) are assigned customized roles
  • with individual daily spending limits
  • Every family purchase triggers instant real-time notifications for the Admin
  • showing who spent what and where
  • Allows members to request immediate fund releases for unbudgeted medical or urgent expenses
  • approved with one tap by the Admin
  • Automatically aggregates overall household spending into monthly visual breakdowns (Grocery, Utilities, Education, Healthcare)
  • to help families manage their monthly household budget together
B

People first

Maya Family Vaultnow

Member C spent ₱85.00 on snacks at a grocery store.

Maya Family Vault
For Families · You're a Wallet Administrator
AB
Member A and Member BParents · Wallet Administrators
C
Member CChild
Dependent
₱85.00 of ₱200.00 daily spending limit
D
Member DElderly parent
Dependent
₱420.00 of ₱500.00 daily spending limit
Fund release request
Member D · ₱1,850.00 · unbudgeted medical
Approve
Household spending · ₱25,500.00
Breakdown

Each person with their daily limit.

Doc check · 7 of 9 on screen
  • Parents act as Wallet Administrators
  • while dependents (children/elderly parents) are assigned customized roles
  • with individual daily spending limits
  • Every family purchase triggers instant real-time notifications for the Admin
  • showing who spent what and where
  • Allows members to request immediate fund releases for unbudgeted medical or urgent expenses
  • approved with one tap by the Admin
  • Automatically aggregates overall household spending into monthly visual breakdowns (Grocery, Utilities, Education, Healthcare)
  • to help families manage their monthly household budget together
C

Budget first

Maya Family Vaultnow

Member C spent ₱85.00 on snacks at a grocery store.

Maya Family Vault
For Families · You're a Wallet Administrator
₱25,500.00
Household spending in Monthly breakdown
Monthly household budget₱30,000.00
Grocery₱12,400.00
Utilities₱5,800.00
Education₱4,200.00
Healthcare₱3,100.00
Fund release request · ₱1,850.00
Member D · unbudgeted medical expense
DeclineApprove

The monthly breakdown comes first.

Doc check · 6 of 9 on screen
  • Parents act as Wallet Administrators
  • while dependents (children/elderly parents) are assigned customized roles
  • with individual daily spending limits
  • Every family purchase triggers instant real-time notifications for the Admin
  • showing who spent what and where
  • Allows members to request immediate fund releases for unbudgeted medical or urgent expenses
  • approved with one tap by the Admin
  • Automatically aggregates overall household spending into monthly visual breakdowns (Grocery, Utilities, Education, Healthcare)
  • to help families manage their monthly household budget together
08

Maya Pair (For Partners)

From your doc · 4. Maya Pair (For Partners)
  • Maya Pair is for couples, spouses, fiancés, or long-term partners who want to manage joint expenses and savings without giving each other full access to their personal balances or private transactions.
  • Couples can create separate funds for goals such as travel, a wedding, a home, an emergency fund, or date nights.
  • Partners may split contributions equally, contribute fixed amounts, or use a percentage-based arrangement such as 60–40.
  • A dashboard shows total shared spending, contributions, unpaid balances, upcoming bills, and savings progress.
A

Goals first

Maya Pair
For Partners · Member A and Member B
Personal balances and transactions stay private
Goal fundsNew fund
60–40
Wedding
₱62,000.00 of ₱250,000.00
25% saved · next deposit
Travel₱18,500 of ₱80,000
Equal
Home₱45,000 of ₱500,000
60–40
Emergency fund₱30,000 of ₱50,000
Fixed ₱2,000
Date nights₱1,200 of ₱3,000
Equal

Goal funds come first.

Doc check · 5 of 7 on screen
  • Maya Pair is for couples, spouses, fiancés, or long-term partners
  • who want to manage joint expenses and savings
  • without giving each other full access to their personal balances or private transactions
  • Couples can create separate funds for goals
  • such as travel, a wedding, a home, an emergency fund, or date nights
  • Partners may split contributions equally, contribute fixed amounts, or use a percentage-based arrangement such as 60–40
  • A dashboard shows total shared spending, contributions, unpaid balances, upcoming bills, and savings progress
B

Split first

Maya Pair
For Partners · Member A and Member B
Personal balances and transactions stay private
How you split contributions
EqualFixedPercentage
Member A 60%Member B 40%
Member A put in last month₱14,628.00
Member B put in last month₱9,752.00
Member B owes ₱650.00
Unpaid balance · Date night,
Settle
MeralcoDue
₱2,850.00

The split comes first.

Doc check · 3 of 7 on screen
  • Maya Pair is for couples, spouses, fiancés, or long-term partners
  • who want to manage joint expenses and savings
  • without giving each other full access to their personal balances or private transactions
  • Couples can create separate funds for goals
  • such as travel, a wedding, a home, an emergency fund, or date nights
  • Partners may split contributions equally, contribute fixed amounts, or use a percentage-based arrangement such as 60–40
  • A dashboard shows total shared spending, contributions, unpaid balances, upcoming bills, and savings progress
C

Dashboard

Recommended
Maya Pair
For Partners · Member A and Member B
Personal balances and transactions stay private
₱24,380.00
Total shared spending in
Member A's contributions₱14,628.00
Member B's contributions₱9,752.00
Member B owes ₱650.00
Unpaid balance · Date night,
Settle
MeralcoUpcoming bill · due
₱2,850.00
SAVINGS PROGRESS
₱156,700.00 of ₱883,000.00
5 goal funds

All five dashboard items, in your doc's order.

Doc check · 4 of 7 on screen
  • Maya Pair is for couples, spouses, fiancés, or long-term partners
  • who want to manage joint expenses and savings
  • without giving each other full access to their personal balances or private transactions
  • Couples can create separate funds for goals
  • such as travel, a wedding, a home, an emergency fund, or date nights
  • Partners may split contributions equally, contribute fixed amounts, or use a percentage-based arrangement such as 60–40
  • A dashboard shows total shared spending, contributions, unpaid balances, upcoming bills, and savings progress

Rules to Confirm

"As written" is exactly what your doc says.

09

When a Member Can't Cover Their Share

From your doc · 1. Maya Get Together (For Friends), bullet 3
  • If Member A's balance cannot cover their equal share, the system automatically pulls the remaining amount from Member B (the highest balance holder) and instantly logs an automated IOU ("Accounts Payable") on the dashboard between Member A and Member B, sending a push notification to remind Member A to settle.
A

Highest balance pays

As writtenRecommended
On Member B's phone
Maya Get Togethernow

₱100.00 was taken from your balance to cover Member A's share of a Maya QR payment.

On Member A's phone
Maya Get Togethernow

Member B covered ₱100.00 of your share. You owe Member B ₱100.00. Settle up?

Member B pays automatically, without being asked.

B

Opt-in cover

Maya Get TogetherSettings
Cover friends who are shortUp to ₱500.00 per wallet
On Member B's phone
Maya Get Togethernow

You covered ₱100.00 for Member A. ₱400.00 cover left.

On Member A's phone
Maya Get Togethernow

Member B covered ₱100.00 of your share. You owe Member B ₱100.00. Settle up?

Only friends who opted in cover it.

C

Ask first

Maya Get TogetherMaya QR · ₱1,200.00
Member A is ₱100.00 short
Cover it? Member A will owe you ₱100.00.
Not nowCover ₱100.00
The payment waits until Member B answers

Member B is asked first. The cashier waits.

10

When a Roommate Hasn't Contributed Yet

From your doc · 2. Maya Roomies Hub (For Roommates), bullet 3
  • Scheduled utility payments (e.g., Meralco, Maynilad, Globe) execute automatically on due dates directly from the shared pool once all members have contributed their share, preventing late fees.
A

Bill waits

As written
Maya Roomies HubBalance pools ·
ElectricityMeralco · ₱3,240 ·
ABC
: not paid. Waiting on Member C.
Late fee risk after the due date

The bill waits. A late roommate means a late bill.

B

Reminders, then wait

MayaShow less
Maya Roomies Hubnow

Meralco is due tomorrow. Add ₱1,080.00 to Maya Roomies Hub.

Maya Roomies Hub2d ago

Meralco is due in 3 days. Your ₱1,080.00 share isn't in yet.

On Member C's phone. If they still don't pay, the bill waits.

Reminders go out, but the bill still waits.

C

Cover and IOU

Recommended
Maya Roomies HubBalance pools ·
ElectricityMeralco · ₱3,240 · paid
Paid
Member C owes Member B ₱1,080.00
IOU · Accounts Payable. Member C was reminded to settle.

The bill pays on time and an IOU is logged.

11

What to Call Dependents

From your doc · 3. Maya Family Vault (For Families), bullet 1
  • Parents act as Wallet Administrators while dependents (children/elderly parents) are assigned customized roles with individual daily spending limits.
A

"Dependent"

As writtenRecommended
Maya Family VaultMembers and roles
A
Member AParent
Wallet Administrator
C
Member CChild · ₱200 a day
Dependent
D
Member DElderly parent · ₱500 a day
Dependent

Same as your doc. Can sound harsh for a parent.

B

"Member"

Maya Family VaultMembers and roles
A
Member AParent
Wallet Administrator
C
Member CChild · ₱200 a day
Member
D
Member DElderly parent · ₱500 a day
Member

Same limits, softer label.

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